GMC Financing & Auto Loans near Madison, AL

Jimmy Smith Buick GMC takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Jimmy Smith Buick GMC Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Jimmy Smith Buick GMC can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Whether you're looking to begin a new Buick Encore GX lease or want to buy a used GMC truck, we can provide all the help you need. We offer flexible auto financing and Buick specials at our GMC dealership near Madison, AL, so every local driver can get behind the wheel of their preferred vehicle for a great value. We can advise you on the differences between buying vs. leasing a GMC, or help you buy a car for the first time if you need support along the car-buying process! 

Do you know which new or pre-owned GMC in Athens, AL, you'd like to make your own? You can apply for Buick financing online to get the process underway! Our GMC financing experts can then answer all your questions and help you choose an auto loan in Alabama that's a perfect fit for your budget and current situation. We want to ensure you feel confident in your vehicle purchase, so turn to the Jimmy Smith Buick GMC financing specialists for all the assistance you require!


  1. Jimmy Smith Buick GMC

    24450 US 72 E
    Athens, AL 35613

    • Sales: (256) 374-0462
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Get in Touch

  • Contact our Sales Department at: (256) 374-0462
  • Monday7:30 am - 7:00 pm
  • Tuesday7:30 am - 7:00 pm
  • Wednesday7:30 am - 6:00 pm
  • Thursday7:30 am - 7:00 pm
  • Friday7:30 am - 7:00 pm
  • Saturday8:00 am - 6:00 pm
  • SundayClosed